Loans Up To $50,000

Answer a few quick questions about your repair needs to get started.

Things break when you least expect it. Loan4U helps you stay prepared. Answer a few questions about your situation so lenders can get a better idea of you, not just your credit score.

Check Repair Loan Options → See Covered Repairs

The best home improvement loan is one that does not cost you an arm and a leg. Unfortunately, most lenders want collateral, great credit, or both, creating a large barrier to entry for many loan seekers. About 60% of home repairs in the U.S. go undone due to limited access to funding and grants that can help fund the repair, and almost 58% of homeowners state they have nothing in savings for emergency home expenses. At Loan4U, our network of lenders looks at more than just your credit score, enabling you to access funding based on your situation, not just your credit. Your home is your most valuable asset, so do not put it at risk by using collateral or pulling equity before you check all of your options. Answer a few quick questions about your real situation and get a fair decision in just minutes.

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What Repairs Do We Help With?

Roof repairLeaks, storm damage, aging roofs, urgent patch work. AC / heatingCooling or heat problems that make the home hard to live in. PlumbingBroken pipes, water issues, major leaks, backups. SepticSeptic issues, drainage problems, emergency repairs. ElectricalSafety issues, panel work, wiring problems. FlooringDamage, soft spots, water damage, replacement needs. Mobile home repairSkirting, floors, roof, plumbing, HVAC, and more. Renovation/OtherGive the home a cosmetic lift.

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Answer 4 quick questions

Question 1 of 4

What kind of home repair do you need help with?

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Great News This Should Be A Great Fit

Based on your answers, you're a strong fit. Fill out the form below to finish up. Approvals can happen as soon as a few minutes after completion.

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FAQ

Can I Apply With Bad Credit?

Absolutely. At Loan4U, we believe bad credit should not stand in the way of life, especially when it comes to the place you lay your head at night and call home.

Can the Money Be Used For Mobile Home Repairs?

Yes, loans can be used for mobile or manufactured homes.

Do I Need A Cosigner?

No. A cosigner is not needed. However, if you have one, it can greatly improve your chances of approval. If you're applying with a co-applicant, click here to see how.

How Fast Do I Get The Money?

We understand certain repairs cannot wait. Funds can be deposited as soon as tomorrow to fit within your timeline.