Terms of Use

Loan4U Role

Loan4U is not a lender, broker, bank, loan servicer, or credit decision maker. Loan4U operates as a lead generation and marketing service.

Loan4U may help connect users with third-party lenders, financing providers, marketing partners, aggregators, and other service providers. Any loan offer, approval decision, rate, fee, loan amount, repayment term, funding timing, or other product term is determined by the applicable third party, not Loan4U.

Loan4U does not approve loans, fund loans, make credit decisions, guarantee loan offers, guarantee funding, or guarantee that any third party will contact you.

Eligibility

This website is intended for users located in the United States who are 18 years of age or older and legally able to provide the information requested through the site.

By using the website, you represent that you are at least 18 years old and that any information you submit is accurate to the best of your knowledge.

Website Purpose

This website is provided for informational and commercial purposes. The site may allow users to submit information that may be routed to third-party lenders, financing providers, marketing partners, aggregators, or other service providers.

Nothing on this website is legal, tax, financial, or lending advice. Nothing on this website guarantees that any user will receive an offer, approval, funding, specific rate, specific loan amount, specific repayment term, or specific result.

Submitting Information

By submitting information through this website, you understand that your information may be shared with third-party lenders, financing providers, marketing partners, aggregators, data buyers, service providers, and related third parties that may review, process, purchase, respond to, or otherwise use your information in connection with your request.

You also understand that third parties may contact you directly, subject to the consent language presented at the time of submission and applicable law.

Loan4U is not responsible for whether any third party contacts you, offers you a product, approves you, denies you, or provides any specific rate, term, amount, or funding timeline.

Third-Party Services, Data Sharing, and Compensation

Loan4U may receive compensation when users submit information, click partner links, are referred to third parties, or complete certain actions with third-party providers.

Third-party products, services, rates, fees, approvals, funding times, loan amounts, and repayment terms are determined by the applicable third party. Loan4U does not control third-party decisions, underwriting, pricing, policies, websites, or communications.

No Guarantee

Submission of information through the website does not guarantee approval, eligibility, funding, a loan offer, a specific rate, a specific fee, a specific loan amount, a specific repayment term, or any other outcome.

Any available offer depends on the applicable third party's review, eligibility requirements, state availability, underwriting criteria, and other factors.

Third-Party Links

The website may contain links to third-party websites, offers, tools, or services. Those third parties have their own terms, privacy policies, and business practices.

Loan4U is not responsible for third-party websites, products, services, claims, rates, terms, approvals, denials, funding decisions, communications, or actions.

User Responsibilities

You agree not to use the website for unlawful, fraudulent, abusive, misleading, or harmful activity.

You agree not to:

• Submit false, inaccurate, or misleading information
• Use another person's information without permission
• Interfere with the operation or security of the website
• Attempt unauthorized access to systems, data, or accounts
• Use the website in a way that violates applicable law
• Copy, scrape, reproduce, or misuse website content without permission

Website Availability

Loan4U may update, change, suspend, or discontinue all or part of the website at any time without notice. We do not guarantee that the website will always be available, uninterrupted, secure, or error-free.

Intellectual Property

The website, including its design, text, graphics, logos, content, and other materials, is owned by or licensed to Loan4U unless otherwise stated. You may not copy, reproduce, distribute, modify, or use website materials without permission, except as allowed by law.

Disclaimer of Warranties

The website and its content are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, Loan4U disclaims all warranties, express or implied, including warranties of accuracy, reliability, availability, merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

To the fullest extent permitted by law, Loan4U will not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages arising from or related to your use of the website, your reliance on website content, your submission of information, third-party services, or your inability to use the website.

Indemnification

You agree to defend, indemnify, and hold harmless Loan4U from and against claims, damages, liabilities, losses, costs, and expenses arising from your use of the website, your violation of these Terms, your submission of false or unauthorized information, or your violation of applicable law or third-party rights.

Privacy

Your use of the website is also governed by our Privacy Policy, which explains how information may be collected, used, shared, and processed.

Changes to These Terms

These Terms may be updated from time to time. Updates will be posted on this page with a revised effective date. Continued use of the website after updates are posted constitutes acceptance of the revised Terms.

Contact Us

For questions about these Terms, contact:

Loan4U
Email: contact@loan4u.io